What Our Community Says

Real experiences from people who've transformed their relationship with money through our programs. These detailed accounts show the genuine impact of developing better financial habits.

Penelope Chen

Penelope Chen

Marketing Manager, Completed Program: March 2025

Background: Struggled with impulse spending and debt management

Before joining elytharovinqa, I was that person who'd check my bank balance and immediately feel anxious. Credit card debt kept growing, and I'd make these grand plans to save money that would last maybe two weeks. What really drew me to this program wasn't some promise about getting rich — it was the focus on actually understanding why I spent money the way I did.

The modules on emotional spending were eye-opening. I never realized how much my shopping habits connected to stress from work. The practical exercises helped me identify my triggers and create what they call "pause points" before making purchases over .

Specific Changes I've Made:

  • Set up automatic transfers to three different savings goals
  • Created a 24-hour rule for non-essential purchases
  • Started tracking spending patterns using the monthly review method
  • Negotiated better rates on two credit cards and paid off ,200 in debt
The best part? These aren't temporary fixes. Six months later, I still use these strategies daily. If you're tired of feeling stressed about money and want to actually understand your financial behavior, this program gives you the tools to make lasting changes.

Marcus Holbrook

Small Business Owner, Completed Program: January 2025

Background: Mixing personal and business finances, inconsistent cash flow planning

Running a small landscaping business meant my income varied wildly month to month. Some months were great, others barely covered expenses. I was constantly moving money around, using personal savings to cover business shortfalls, and had zero clarity on what was actually happening with my finances.

What impressed me about elytharovinqa's approach was how they addressed both personal and business financial planning without making it overly complicated. The cash flow forecasting module was particularly valuable — I learned to prepare for seasonal dips instead of panicking when they happened.

Practical Results After 8 Months:

  • Separated personal and business accounts completely
  • Built a 3-month emergency fund for both personal and business use
  • Implemented weekly financial check-ins instead of monthly panic sessions
  • Created pricing strategies that account for slow periods
This program doesn't promise overnight success, which is exactly why it works. They teach you to build systems that function in real life, not perfect spreadsheet scenarios. My stress levels around money have dropped significantly.

Daphne Kowalski

Teacher, Completed Program: February 2025

Background: Recently divorced, rebuilding financial independence at 42

After my divorce, I realized I'd never actually managed money independently. My ex-husband handled most of our financial decisions, and suddenly I was responsible for everything from mortgage payments to retirement planning. The feeling was overwhelming.

elytharovinqa's program came at the perfect time. Instead of making me feel guilty about my lack of financial knowledge, they met me where I was and built up my confidence step by step. The goal-setting framework helped me prioritize what mattered most during this transition period.

Confidence-Building Achievements:

  • Refinanced my mortgage and reduced monthly payments by 0
  • Started contributing to superannuation again after a two-year gap
  • Created a realistic budget that includes fun money without guilt
  • Learned to read and understand financial statements
What I appreciate most is how they emphasize progress over perfection. I'm not suddenly a financial expert, but I'm confident making decisions about my money. That sense of control has been life-changing during this new chapter.

Program Impact Overview

127

Participants have completed our comprehensive financial habits program

4.7/5

Average satisfaction rating based on post-program surveys

89%

Report improved confidence in financial decision-making