
Penelope Chen
Marketing Manager, Completed Program: March 2025
Background: Struggled with impulse spending and debt management
Before joining elytharovinqa, I was that person who'd check my bank balance and immediately feel anxious. Credit card debt kept growing, and I'd make these grand plans to save money that would last maybe two weeks. What really drew me to this program wasn't some promise about getting rich — it was the focus on actually understanding why I spent money the way I did.
The modules on emotional spending were eye-opening. I never realized how much my shopping habits connected to stress from work. The practical exercises helped me identify my triggers and create what they call "pause points" before making purchases over .
Specific Changes I've Made:
- Set up automatic transfers to three different savings goals
- Created a 24-hour rule for non-essential purchases
- Started tracking spending patterns using the monthly review method
- Negotiated better rates on two credit cards and paid off ,200 in debt